從三個(gè)force展開經(jīng)濟(jì)周期論很清楚，生產(chǎn)力和長短債務(wù)周期。最后從個(gè)人層面給了三個(gè)忠告，不要讓債務(wù)增長的比收入快，否則最終將壓垮你dont have debt rise faster than income，不要讓收入增長的比能力快，否則你最終將不具備競爭力(在經(jīng)濟(jì)蕭條時(shí)非常危險(xiǎn))dont have income rise faster than productivity，because you eventually become uncompetitive，傾盡所能地提高生產(chǎn)力，長期來看至關(guān)重要 do all that you can to raise your productivity, because that's what matters most in a long run.